Harp & Crown Credit Union

The Harp and Crown is a non-profit making, financial co-operative, owned and run by the Common Bond, which comprises serving and retired members of the Police Service, civilian support staff, and members of their immediate families who reside at the same address.

The credit union offers simple savings and loan facilities with deductions called straight from serving officers and civilians’ salary at source. For retired and family members, monthly deductions are called from your bank account by Direct Debit.

Members are eligible to borrow up to five times the balance in savings, up to a maximum of £25,000.00, with extremely competitive rates, and seasonal promotions.

With offices located in the Federation office, members have access to a safe, secure environment in which to save and borrow, with a friendly efficient service.

The credit union is authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Members’ savings are protected by the Financial Services Compensation Scheme.

Current Loan Rates




Student Officers


Up to £5000



Up to £10,000

Standard Loan


Over £5000 and up to £25,000

Standard Loan


Up to £5000


Contact the office today for further information, or visit our website: www.harpandcrowncu.org.uk