Mobile Phone & Gadget Insurance

Commencing 1st May 2018 the Police Federation for Northern Ireland are pleased to announce to all Voluntary Fund Subscribing Members, the launch of Mobile Phone/Gadget cover.

Insurers will pay up to two claims per member per year, to a maximum of £1,000 per gadget claim / £1,150 per mobile phone claim for repair or replacement as applicable in the event of:

  1. Accidental damage
  2. Theft
  3. Accidental loss (mobile phones only)
  4. Breakdown
  5. Liquid damage
  6. Fraudulent call use


Additional cover can be extended to include other resident family members (on payment of an additional premium).

Mobile phones/gadgets must be less than 36 months old at commencement of cover with a valid proof of purchase, thereafter no age limit applies. Items purchased second hand or outside of the UK are not covered under this policy. A policy excess of £25 will be applied to items valued up to £50 (when new) and £50 for items valued over £250 (when new).

Users can sign in to the members section of the website for further information including Terms & Conditions, Key Facts and information on how to claim.