Spouses Scheme

Providing you are a member of the principle Benefits Scheme, you may join the Spouses Scheme. The Spouses Scheme insures the life...

As member of the PFNI Benefits Scheme, you are eligible to insure the life of your spouse or cohabiting partner We are pleased to advise renewal of the Spouses Scheme to complement the Benefits Scheme with a minimal price increase. Providing you are a member of the Benefits Scheme the Spouses Scheme is now opened for joining all year round (previously only in March of each year).

Life Insurance

£50,000.00 life insurance paid to you in the event of the death of insured Spouse/Partner. Death from any cause. Cover ceases on you the member’s 65th birthday.

Critical Illness

£5,000.00 benefit if you suffer from one of the following Critical Illnesses and survive 28 days from diagnosis. Illnesses covered: Alzheimer’s Disease (before age 65), Aorta graft surgery, Bacterial Meningitis, Benign Brain Tumour, Blindness, Cancer, Coma, Coronary artery by-pass grafts, Creutzfaldt-Jacob Disease, Deafness, Heart attack, Heart Valve Replacement or Repair - with surgery to divide the breastbone, HIV infection and Hepatitis B Virus – acquired as a result of medical treatment in the UK or a documented incident occurring whilst on police duty, Kidney failure, Loss of hands or feet, Loss of Speech, Major Organ Transplant, Motor Neuron Disease (before age 65), Multiple sclerosis, Paralysis of limbs, Parkinson’s Disease (before age 65), Severe Burns, Stroke, Traumatic Head Injury, Funeral Expenses of £1,000.00 if the 28 day survival period is met.

Loss of Limb/Eye/Hearing both ears (Due to accident)

£50,000.00 Benefit. Accident related only

Terminal Prognosis Benefit

20% of the Life Insurance Benefit can be advanced to you, if your Spouse/Partner is diagnosed with an illness where their prognosis is less than 12 months. The remaining 80% will be paid to you on their death.

How to Apply

You can apply by downloading the application form by logging into the members section, requesting it by email at memberservices@policefedni.com or calling the office on 028 9076 4200 Option 2.