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Disclaimer

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Travel insurance is only available to serving members who subscribe to the Benefits Scheme and retired members who subscribe to the Continued Life Cover Scheme.  AFTER DOWNLOADING THE POLICY WORDING AND REVIEWING THE COVER PROVIDED, IF ANY OF THE STATEMENTS BELOW ARE APPLICABLE, PLEASE BE ADVISED OF THE FOLLOWING:

  1. If you or someone else covered under the policy live permanently outside of the UK.  YOU ARE NOT COVERED.  Cover is only available to UK residents.
  2. If you or your spouse are over the age of 70 YOU ARE NOT COVERED.  Travel insurance cover stops when a traveler reaches their 70th birthday.
  3. If you or someone else covered under the policy are travelling for more than 30 days. YOU ARE NOT COVERED.  COVER CAN BE ARRANGED DIRECTLY WITH MILLSTREAM WITH AN ENDORSEMENT FOR THE ADDITIONAL DAYS.  This endorsement MUST be arranged and paid as soon as your trip is booked to ensure cancellation cover by emailing Millstream at [email protected] with your holiday dates and personal details.
  4. If the cost of the trip exceeds the £5,000.00 per person limit for cancellation and curtailment.  YOU ARE NOT COVERED.  COVER CAN BE ARRANGED DIRECTLY WITH MILLSTREAM WITH AN ENDORSEMENT FOR THE TOTAL COST OF YOUR HOLIDAY.  This endorsement MUST be arranged and paid as soon as your trip is booked to ensure cancellation cover by emailing Millstream at [email protected] with your holiday dates and personal details.
  5. If you or someone else covered under the policy wishes to travel on a Motorbike as their main mode of transport, (or tour by motorbike) YOU ARE NOT COVERED.  COVER CAN BE ARRANGED DIRECTLY WITH MILLSTREAM WITH AN ENDORSEMENT IF YOU WISH TO BE COVERED.  This endorsement MUST be arranged and paid as soon as your trip is booked to ensure cancellation cover by emailing Millstream at [email protected] with your holiday dates and personal details.
  6. If you or someone else covered under the policy are participating in an activity not listed as covered on pages 17-23 YOU ARE NOT COVERED.  Millstream do not offer insurance to purchase, so you must arrange specialist insurance independently for yourself.

Health Declaration

As per the Health Declaration on page 7, the policy WILL NOT COVER YOU if any of the following apply to you, a travelling companion, an immediate relative, close business associate or someone upon whom your trip depends whether they are travelling with you or not (including any third party with whom you may be staying on your trip):

  1. You/they were aware of any medical reason why the trip would be cancelled or curtailed.
  2. You/they were travelling against the advice of a medical practitioner or in order to get medical treatment abroad.
  3. You/they have been diagnosed as having a terminal illness.

If there is any change in a person’s health between the date the policy is issued and the start date of a trip you must still comply with the Health Declaration. If you are unsure, please notify Us.

I have read and understood the above information and confirm that should any of these statements apply, it is my own personal responsibility to ensure I am paying the appropriate premium and the cover provided is adequate to my needs.  If unsure, I will contact the Federation Office before using the policy.

I have read and understood the above information and confirm that should any of these statements apply, it is my own personal responsibility to ensure I am paying the appropriate premium and the cover provided is adequate to my needs. If unsure, I will contact the Federation Office before using the policy.